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AI (short for artificial intelligence) has become an everyday tool for managing money. It can do everything from explain basic financial concepts to offer personalized help with your budget and savings plan to help you prepare for meetings with your financial advisor.

Not all AI assistants are the same, and each platform has its own strengths, weaknesses, and ideal use cases. If you’re comparing ChatGPT, Gemini, Copilot, and Claude and trying to decide which is better for managing your personal finances, keep reading to learn more from Wealth Enhancement.

TL;DR

• ChatGPT is best for learning about personal finances, including breaking down complex financial concepts and adapting to many different types of prompts.
• Gemini is best for Google Workspace users thanks to its easy integration with Gmail, Google Drive, Docs, and Sheets.
• Copilot is best for Windows and Microsoft 365 users who want an AI assistant they can use in their Outlook inboxes, as well as Word and Excel.
• Claude is best for reading and summarizing long PDFs, which can be helpful when reviewing documents from your financial advisor.
• Be mindful of the privacy settings for AI chats, especially when dealing with financial information
• Results will vary between AI tools. Test a couple of tasks to find one that works best for your situation.

What AI Assistants Can and Can’t Do for Your Money

ChatGPT, Google Gemini, Microsoft Copilot, and Claude are among the most popular AI assistants on the market. Each one brings different strengths to managing your personal finances.

Each of these AI tools has some similarities. They rely on technologies such as natural language processing, machine learning, and data analysis to understand and process your inputs, perform tasks, and learn from your interactions to improve their performance over time.

Typical Strengths for Consumers

AI assistants are excellent tools to help with learning and analysis. First, they can be an effective way to help you learn the basics of personal finances, from how a 401(k) works to different budgeting methods available.

AI is also well-suited to analyzing and summarizing information. For example, you could use an AI assistant to analyze and explain your spending trends, your retirement plan options, your workplace’s vesting schedule, and more.

Another way to use AI is to turn PDFs into plain language summaries. Did you receive a lengthy financial document from your workplace’s HR or your financial advisor, and you’re having a hard time getting through it and understanding it? An AI assistant could be useful for that task.

When used in conjunction with a financial planner, AI assistants can help you prepare for your meetings, draft questions you should ask, review information from your advisor, and creat

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The upswing in remote work has been the most conspicuous employment trend in recent memory, driven initially by necessity, before employee expectations and demand shifted along with it.

This creates opportunities for fast-growing businesses seeking new strategies to perpetuate their expansion, both domestically and globally.

When entering the global marketplace, the challenge to be competitive is especially steep. Solutions and services that might be keenly priced back home might not be so affordable in other regions. Remote working trends help here, too.

A deluge of data points drives this home, and it’s worth covering them to understand better what remote work means for global business growth right now. For that reason, SmartScale360 examined how remote work trends are reshaping global talent acquisition.

Facts that define remote work today

Much attention is paid to the fact that the COVID-19 pandemic provided the catalyst to kick-start the ongoing remote work revolution, before the trend softened as offices reopened. This phenomenon was so marked that the U.S. Bureau of Labor Statistics and the U.S. Census Bureau altered their Current Population Survey to ask respondents about their teleworking habits as a means of gauging the change.

As a result, data now provides a clear picture of how things stand. BLS data shows that 35.5 million people worked remotely in 2024. That’s an annual increase of 5.1 million, representing almost a quarter of the entire American workforce.

Even more interesting is that when respondents are filtered by level of education, 40.4% of those with at least a bachelor’s degree worked remotely.

Other data points that inform this discussion come from the World Economic Forum’s Future of Jobs Report 2025, which focuses on employers rather than employees and emphasizes the growth of access to digital tools as the main force for transformation. Sixty percent of the businesses surveyed said they felt this trend would significantly alter their operations between now and 2030.

In turn, the WEF study raises the issue of demographic shifts in labor markets that can be interpreted as contributing to the remote talent trends discussed here.

First, in higher-income nations, the one-two punch of aging populations and shrinking working-age populations creates concerns for employers. Next, countries with lower average incomes are seeing a rapid increase in the number of working-age citizens. This inevitably reconfigures where and how demand for talent is sought.

The acceleration of outsourcing

Because of the factors outlined so far, modern businesses have had to adapt to embrace remote work as an option for employees. At the same time, the need to lower operational costs in order to succeed in expanding across global markets puts pressure on budgets.

Organizations are no longer limited by geography; instead, they are prioritizing skill availability and cost-efficiency. This has led

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CheapInsurance.com compiled statistics on gas prices in the U.S. using data from AAA. Gas prices are current as of January 12.

U.S. by the numbers
– Gas current price: $2.80
– Week change: -$0.02 (-0.6%)
– Year change: -$0.27 (-8.8%)
– Historical expensive gas price: $5.02 (6/14/22)

– Diesel current price: $3.50
– Week change: -$0.02 (-0.7%)
– Year change: -$0.06 (-1.7%)
– Historical expensive diesel price: $5.82 (6/19/22)

Metros with the least expensive gas
#1. Lawton, OK: $2.09
#2. Oklahoma City, OK: $2.09
#3. Springfield, MO: $2.17

Read on to see which metros have the most expensive gas prices.

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#5. statewide, HI

– Regular gas price: $4.40

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#4. San Diego, CA

– Regular gas price: $4.41

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#3. San Luis Obispo-Atascadero-Paso Robles, CA

– Regular gas price: $4.43

Rangsarit Chaiyakun // Shutterstock

#2. Hilo, HI

– Regular gas price: $4.63

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#1. Lihue (Kauai), HI

– Regular gas price: $4.95

This story was produced by CheapInsurance.com and reviewed and distributed by Stacker.

The post How gas prices have changed in the U.S. in the last week Jan. 12, 2026 appeared first on News Channel 3-12.

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By Elisabeth Buchwald, CNN

(CNN) — President Donald Trump said countries that do business with Iran will face a new 25% tariff. The announcement appears to mean goods from China, a major trading partner of both Iran and the United States, would become significantly more expensive to import.

“Effective immediately, any Country doing business with the Islamic Republic of Iran will pay a Tariff of 25% on any and all business being done with the United States of America,” Trump wrote on Truth Social on Monday. “This Order is final and conclusive,” he added.

The White House declined to share additional information on the tariff and how the Trump administration plans to implement it, referring CNN to the president’s post.

Trump did not define what qualifies as “doing business” with Iran. The post raised a number of questions, including how these additional tariffs could work, which countries would be targeted and whether services and not just goods would face higher duties.

Trump’s announcement comes as he has floated US military intervention to “rescue” anti-government protesters in Iran, hundreds of whom have been killed. An ongoing communications shutdown, imposed by authorities on Thursday, has mostly isolated people in the country from the outside world.

The new tariff could mean a minimum 45% tariff rate on goods from China versus the current rate of 20%.

A trade war between the United States and China last year rocked global markets, with Trump raising tariffs on Chinese goods to a peak of 145% last year. The current tariff rate came about after lengthy negotiations.

In addition to China, India, the United Arab Emirates, and Turkey are considered major trading partners with Iran.

This is a developing story and will be updated.

The-CNN-Wire
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The post Trump imposes 25% tariffs on countries doing business with Iran ‘effective immediately’ appeared first on News Channel 3-12.