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Reimbursement receipts are proof-of-purchase documents that employees submit to get repaid for business expenses they covered out of pocket. They’re a critical part of your company’s expense reimbursement policy, serving as official documentation of legitimate business spending and ensuring tax compliance.

Below, Ramp takes a closer look at what reimbursement receipts are, when they are and aren’t required, and what information they should contain. This story will also walk through some common challenges businesses face when dealing with reimbursement receipts and share strategies to help streamline your processes.

What is a reimbursement receipt?

A reimbursement receipt serves as proof of payment that an employee incurred a business expense on your company’s behalf. When the employee submits a reimbursement request, they attach the reimbursement receipt as supporting documentation that justifies the purchase and proves they paid for the expense with their own money.

Reimbursement receipts come in various formats, from paper receipts issued at the point of sale to digital receipts that are texted or emailed to the purchaser. Other supporting documents that can sometimes act as proof of a business purchase include credit card statements, paid invoices, or canceled checks, though itemized receipts are by far the preferred form of evidence.

Beyond simple repayment, reimbursement receipts serve other key business purposes:

• Create an audit trail for tax compliance and internal reviews.
• Track spending against departmental and project budgets.
• Enforce company expense policies by verifying purchase details.

Types of expenses that require receipts

Any purchase employees make on your company’s behalf must be supported by a receipt or other documentation. This is true regardless of whether reimbursement is required.

If your employee made a purchase using their own money, a receipt is necessary to trigger reimbursement. If the purchase was made with company funds—for example, with a company credit card—you still need a receipt for your business records.

Here are some common reimbursable expenses that require receipts.

• Travel expenses: This is often the largest category of reimbursable costs and includes flights, trains, hotels, rental cars, rideshares, parking fees, and tolls.
• Meals and entertainment: These expenses need careful documentation since they face extra IRS scrutiny. You’ll need receipts for client lunches, team dinners during travel, and business meeting refreshments.
• Office supplies and equipment: This covers everything from printer paper and pens to monitors and ergonomic chairs for remote work setups.
• Professional development and training: Conference fees, online courses, certification exams, and educational materials all require

Por Aleena Fayaz, CNN

Estados Unidos incautó otro petrolero sancionado en el mar Caribe el martes, anunció el Comando Sur de EE.UU. en las redes sociales, mientras las fuerzas armadas continúan lo que el presidente Donald Trump ha llamado un “bloqueo” de buques sancionados que transportan petróleo desde Venezuela.

El abordaje del petrolero, llamado “Motor Vessel Sagitta”, elevó el total a siete barcos aprehendidos en la campaña en curso denominada Fuerza de Tarea Conjunta Southern Spear que está siendo llevada a cabo por las fuerzas armadas de EE.UU. junto con el Departamento de Seguridad Nacional y el Departamento de Justicia.

“La aprehensión de otro petrolero que opera en desafío a la cuarentena establecida por el presidente Trump de buques sancionados en el Caribe demuestra nuestra determinación de asegurar que el único petróleo que salga de Venezuela será el que esté debidamente coordinado y legalmente autorizado”, publicó el Comando Sur de EE.UU. en X.

La campaña contra los petroleros sancionados comenzó antes de la operación militar estadounidense que extrajo al presidente de Venezuela, Nicolás Maduro, de Caracas en las primeras horas del 3 de enero y lo llevó a Nueva York, donde enfrenta cargos de narcotráfico, pero ha continuado después del ataque, ya que Trump sigue destacando los planes para el control estadounidense de la producción petrolera de Venezuela.

The-CNN-Wire
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The post Las Fuerzas Armadas de EE.UU. incautan otro petrolero en el mar Caribe appeared first on News Channel 3-12.

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Recurring revenue has become the financial metric that modern businesses obsess over, and for good reason. It’s income that arrives predictably and repeatedly, usually through subscriptions, contracts, or membership fees, rather than one-time purchases. It’s money you can reasonably expect to see again next month.

The numbers behind this shift are striking. According to the Controllers Council, the global subscription economy is projected to grow from roughly $650 billion in 2023 to over $1.5 trillion by 2027. Companies that build recurring revenue streams often grow five to 10 times faster than those relying on traditional sales models. That’s not marketing fluff. That’s the math of predictability.

For startups especially, recurring revenue provides stability during the uncertain early years. It gives you actual data for forecasting and creates the kind of customer relationships that compound over time. When you know what’s coming in next month, you can plan. When you can plan, you can grow.

In this article, Brex will walk through what recurring revenue actually means, why it matters so much to investors and operators, the different models available, the metrics you need to track, how to implement it, and the challenges you’ll face along the way.

What is recurring revenue?

Recurring revenue is the portion of a company’s income that is predictable and received at regular intervals from ongoing payments rather than one-time transactions. It typically comes from subscription fees, membership dues, service contracts, or other periodic charges. The reason finance teams value it so highly is simple. It offers a reliable foundation for forecasting future sales.

The difference between recurring and one-time revenue comes down to predictability. A single product purchase might bring in a nice chunk of cash today, but it tells you almost nothing about what next month will look like. A monthly subscription, on the other hand, gives you visibility into the future.

Consider two software companies. One sells perpetual licenses for a flat fee. The other charges a monthly subscription. The first company has to start from scratch every quarter, hunting for new buyers to hit revenue targets. The second company wakes up on the first of the month knowing that a significant portion of its revenue is already secured. That’s not a small operational difference. It changes how you hire, how you invest, and how you sleep at night.

Here’s another way to think about it. A media company with paying subscribers or a SaaS business with monthly fees are both operating in the recurring revenue world. A retail shop relying solely on walk-in customers is not. Both can be successful businesses, but only one has the built-in predictability that makes long-term planning feel less like guesswork.

What are the benefits of a recurring revenue model?

This secti

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Fraud, scams, hoaxes—however you want to label such malfeasance, it’s been around since humans became social creatures. What’s new, however, is scammers’ ability to reach large numbers of potential victims with personalized messages that are optimized to build trust (and steal information).

Scammers largely owe this newfound capability to technological advancements, like the rise of generative artificial intelligence (AI) models and tools. The internet itself has already given fraudsters a boost in efficiency. However, data show that things aren’t slowing down as time goes on. The number of fraud and identity theft reports increased by 1,861% between 2001 and 2024 alone.

The rise of technology-based scams has allowed fraud to proliferate in many U.S. metropolitan areas. Below, PeopleFinders takes a look at the areas most affected by the rise in fraud, according to recent metrics from the Federal Trade Commission’s (FTC’s) Consumer Sentinel Network Data Book.

What Does Fraud Look Like?

Before analyzing the hotspots where fraud is most likely to occur, we first have to define what “fraud” actually means and looks like.

Today, fraud involves a lot more than simple deception. It overwhelmingly occurs through digital channels, and it can target victims from multiple angles: threats to privacy, identity theft, financial theft, and even romance scams hide behind unidentified names or numbers.

A common tactic scammers use is phishing, which involves sending messages purporting to be from financial institutions or other trusted organizations to potential victims. The emails seek personally identifiable information (PII) that could allow fraudsters to impersonate victims and, crucially, obtain money or other assets.

The content of scammers’ messages varies; some may claim to offer “exciting” investment opportunities and ask victims for their bank account information. Other times, victims may be offered “lucrative” jobs that require Social Security numbers. Job scams alone cost Americans an estimated $501 billion in 2024, a fivefold increase from 2020 ($91 billion).

Overall, the Federal Trade Commission (FTC) logged $12.5 billion in fraud losses throughout 2024. An equally sobering fact is that 73% of Americans in a Pew Research survey reported encountering some form of online fraud or scam.

7 Rising Fraud Hotspots Across the U.S.

Almost every U.S. metropolitan area saw a greater number of fraud reports in 2024 compared to 2023. Some experienced steep increases, though. Many of the worst offenders are located in the growing Sun Belt.

1. Baton Rouge, Louisiana

Although the Baton Rouge metro area in Louisiana has seen relatively modest growth over the past few years, the increase in fraud reports has be

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To grow the thickest, healthiest and most luxurious hair possible, many people head straight to the supplement aisle. Choices abound, but two of the most common (and most talked about) are biotin and keratin peptides. Biotin is a B-vitamin taken as a supplement and often promoted for stronger hair and nails. Keratin peptides, on the other hand, are structural proteins that make up the actual building blocks of hair; these can be found in formulations that contain Intermediate Filament Peptides (IFP).

Both are said to improve the look, feel, and growth of hair, but how do you make the best choice for your needs?

That depends. In this article, OMI takes a closer look at the science behind both biotin and keratin peptides, and digs into clinical studies on both to help determine what will work best with your body’s own biology—and get the gorgeous, healthy hair you deserve.

First, What Is Biotin?

The short answer: It’s a B-Vitamin—specifically Vitamin B-7. This water-soluble nutrient plays a crucial role in metabolizing fats, carbohydrates, and proteins. It also supports enzymes called carboxylases, which assist in key metabolic processes, and it contributes to the health of your skin, nerves, and keratin infrastructure.

Because keratin is the protein that makes up your hair, skin, and nails, biotin is often included in beauty supplements. But that doesn’t mean it’s the best choice for everyone.

Can You Get Enough Biotin from Food?

For most people, yes. Biotin is found naturally in a wide variety of foods like egg yolks, fish, meat, seeds, nuts, and vegetables including sweet potatoes, as well as organ meats like liver and kidneys. Because it’s in so many foods, and is recycled frequently by your body, true biotin deficiency is rare in people with a balanced diet.

In fact, your body requires only a small amount of biotin to function optimally. Adults typically need about 30 micrograms a day, which is easily met through a typical Western diet.

That said, people who consume raw egg whites frequently, drink alcohol chronically, or are taking certain anti-seizure medications may be at an increased risk for a deficiency. Symptoms include thinning hair, brittle nails, fatigue, depression, and red rashes around the eyes, nose, and mouth.

What Does the Research on Biotin Say?

Biotin and hair health

One study on children with “uncombable hair syndrome” found improvements with biotin, but the condition is rare and affects a small group. Anecdotal reports exist, but scientific backing is limited.

Biotin and nail strength

Small studies show that some women experienced stronger nails after taking biotin, but the lack of control groups makes it difficult to confirm causation.