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The AI scare trade moves from software to the entire economy

Kraig Pakulski 0 30 Article rating: No rating

A vector illustration of a businessman on figures of domino blocks tipped over by a robotic hand as a concept of AI disruption in the workplace.

eamesBot // Shutterstock

 

Last week, AI disruption was a tech story. News broke about software stocks repricing rapidly as investors digested the implications of a new wave of AI tools that could replace tasks once handled by expensive enterprise platforms. The selloff was sharp, but contained.

This week, Range explains, the market decided that AI disruption is not just a tech problem anymore.

Target Practice

AI fears tore through sector after sector of the economy—each triggered by an AI product launch (or the expectation of one).

A data graphic on the day-by-date market selloffs triggered by AI disruption.

Range

In the span of five trading days, billions in market value were erased from industries that had nothing to do with software.

Monday: Insurify’s ChatGPT-powered comparison tool triggered a selloff in insurance brokers, with Willis Towers Watson posting its worst session since 2008.

Tuesday: The contagion jumped to wealth management after Altruist unveiled an AI tax-strategy tool, sending Raymond James to its steepest decline since the COVID crash.

Wednesday: Commercial real estate services cratered without any specific catalyst. The market had begun extrapolating—if AI could displace insurance brokers and financial advisors, the high-fee, labor-intensive world of CRE brokerage could be next. CBRE’s two-day decline hit 20%, its worst since the financial crisis.

Thursday: Freight and logistics joined the sell-off after Algorhythm Holdings demoed an AI optimization tool, with truck-broker RXO dropping 20%.

In four sessions, the “AI scare trade” evolved from a narrow disruption story into a broad referendum on the future of white-collar intermediaries. The common thread: These are businesses that sit between buyers and sellers, charging fees for expertise, access, or coordination that AI might replicate faster and cheaper.

What the Market Is Actually Scared Of

The market doesn’t expect an AI tool launched on a Tuesday to replace every financial advisor or insurance broker by Friday. The fear is about the economic structure of these businesses. Industries like insurance brokerage, wealth management, and commercial real estate services share characteristics that make them vulnerable:

  1. Information asymmetry leads to historically high fees. These are businesses where the provider knows more than the customer, and charges accordingly. AI compresses that gap.
  2. Entrenched fee structures lead to decades of stable pricing. The 1% AUM fee, 6% real estate commission, insurance brokerage

4 ways to feng shui your bedroom for better sleep

Kraig Pakulski 0 24 Article rating: No rating

A well-kept bed.

PrasongTakham // Shutterstock

 

Feng shui is the ancient Chinese art of arranging your environment to harmonize the flow of energy, referred to as qi. The practice originates from ancient China’s Zhou dynasty and today it’s practiced all over the world. It’s rooted in the idea that your surroundings directly influence your well-being, and the bedroom is one area you should work on if you’re bringing feng shui into your home.

As the place where you rest, recover and reconnect with yourself or a partner, the bedroom plays a powerful role in your daily energy, both physical and emotional. Applying feng shui principles to your sleep space can do more than provide aesthetic balance. It can help provide deeper rest, greater calm and more aligned living.

Feng shui can seem complicated and overwhelming, especially if you’re directionally challenged, but it can be incorporated in ways that allow beginners to enjoy the benefits. In this article, Naturepedic explores this ancient art and teaches you four foundational feng shui bedroom tips that can help transform your space into one that promotes more restorative sleep.

Why Feng Shui Your Bedroom?

Alongside the kitchen and front entrance, the bedroom is considered one of the most important spaces of your home, because it is directly connected to your well-being. It’s the place where you’re most vulnerable: asleep, unconscious and recharging your energy for the day ahead.

A well-balanced bedroom feng shui layout can also contribute to emotional harmony, healthier relationships and even physical vitality. By intentionally designing your space to allow energy to flow in a calm and supportive way, you’re reinforcing the idea that rest is the foundation for a more balanced life.

4 Feng Shui Bedroom Tips to Invite Calm, Connection and Better Sleep

Ready to shift the energy in your sleep space?

A vector illustration of a feng shui bedroom layout.

Naturepedic

Start with these four foundational feng shui bedroom practices that can help promote balance, connection and a deeper sense of rest.

1. Position Your Bed for Balance and Protection

In feng shui, the placement of your bed is everything. As the most important piece of furniture in the room — and the one most closely connected to your personal energy — its position can influence how supported and secure you feel while you sleep.

One of the most essential feng shui bedroom layout rules is placing your bed in the command position. This means positioning it so that you can see the bedroom door without being directly in line with it. From a feng shui persp

7 medical expenses you can actually claim on your taxes that most people miss

Kraig Pakulski 0 27 Article rating: No rating

Woman in wheelchair hugging her service dog at park

New Africa // Shutterstock

 

Medical costs can add up quickly, especially if you need ongoing care or specialized treatment. Even with insurance, most people still pay for some healthcare expenses out of pocket.

The IRS allows taxpayers to deduct certain qualified medical and dental expenses on their tax return as long as specific requirements are met. Many people are familiar with deducting common costs like prescription medications, eyeglasses, dental cleanings, and visits to healthcare professionals.

But there are some eligible medical expenses that you may overlook. From vision correction surgery to medically necessary wigs, understanding which costs qualify and keeping proper records can help you save money during tax time. Below, GoodRx, a platform for medication savings, highlights seven commonly overlooked deductions and how to claim them.

Key takeaways:

  • You can deduct qualified medical expenses if you itemize deductions. But only the portion that exceeds 7.5% of your adjusted gross income counts.
  • In addition to common expenses like prescription eyeglasses and dental care, you may also be able to deduct costs such as wigs and medical transportation.
  • Keep detailed receipts and supporting documentation for medical expenses you plan to claim. This may include proof of payment and documentation showing the expense was medically necessary.

How do I claim medical expenses on my taxes?

You can deduct medical expenses only if you itemize deductions on your tax return. If you take the standard deduction, you won’t be able to claim medical expenses.

Itemizing deductions means listing all eligible expenses for the year instead of taking the fixed standard deduction amount based on your filing status. Only medical expenses, added together, that are more than 7.5% of your adjusted gross income (AGI) are deductible.

If you itemize, then you can’t also take the standard deduction. You must choose one or the other.

If you itemize, here are the steps you need to take to claim medical expenses:

  1. Add up your eligible medical expenses for the year. This includes expenses for yourself, your spouse, and your dependents.
  2. Compare your total itemized deductions with the standard deduction. If itemizing gives you a larger deduction, it may make sense to itemize.
  3. Report your qualified medical expenses. On Schedule A (Form 1040), enter your total unreimbursed medical and dental expenses on Line 1.
  4. Follow the instructions on Schedule A. Calculate how much of your medical expenses you can deduct after applying.

Which medical expenses are tax-deductible?

You can deduct qualified medical expenses if you itemize deductions, but only the portion that ex

How many of these 10 iconic diet fads do you actually remember?

Kraig Pakulski 0 25 Article rating: No rating

George Burns and Gracie Allen With Daughter

John Springer Collection/CORBIS/Corbis // Getty

 

While social media may make it seem like wellness hacks are more prominent than ever, researchers, celebrities, and publishers have been formulating and advertising diet trends for decades.

The speed at which information spreads has increased significantly in the past 100 years, leading to a proliferation of health and weight loss trends, but the allure of new weight loss strategies has been a mainstay over that period.

You may remember the cabbage soup diet of the 1950s or the grapefruit diet of the 1930s, but how effective are some of these old-school weight loss plans, and what can history teach us about which diets really stick, and which don’t?

Hers looked at the most prominent diet trends from each of the past 10 decades, analyzing their origins and efficacy. Craig Primack, MD, FACP, FAAP, MFOMA, a physician specializing in obesity medicine and Senior Vice President of Weight Loss at Hers, shares his expert opinion on where historical diet trends advanced today’s science, and where they fell short.

Infographic showing trend diets from 1920s to 2020s.

Hers

1920s: Calorie Counting

Calorie counting emerged in the 1920s as a “scientific” and “fail-proof” way of losing weight. Lulu Hunt Peters, an American physician and writer, is credited with relating calorie restriction to weight loss. In 1922, Peters’ book “Diet and Health With Key to the Calories,” which preached calorie counting as a way of life, topped the New York Tribune’s list of bestselling nonfiction books.

Over 100 years later, calorie counting and eating in a calorie deficit has remained a popular method for either losing or maintaining weight. A 2021 study found that 39% of participants were actively using calorie tracking apps for weight control.

Calorie counting is still one of the most popular ways that people lose weight,” Dr. Primack says. “The problem is that when people don’t find success with it, it becomes a chore. If you do it for six months and you can’t do it in the seventh month, it doesn’t magically lead to intuitive eating or reset your appetite center.

The most dangerous roads in America, according to data — is yours on the list?

Kraig Pakulski 0 29 Article rating: No rating

Long exposure of a highway at dusk

Enrico Obergefaell // Shutterstock

 

America’s drivers covered a record 3.4 trillion miles last year, yet the simple act of getting behind the wheel remains perilous. Traffic-related deaths are the leading cause of death for teens and the 13th leading cause for all Americans.

To better understand the issue, researchers at TruckInfo.net analyzed data from the National Highway Traffic Safety Administration and discovered the following trends.

Drunk driving and speeding are both major issues

Data graph showing the cause of driving fatalities in the US.

TruckInfo.net

Despite efforts to curb drunk driving, it remains the leading cause of driving fatalities followed closely by speeding.

Driving fatalities increased significantly during COVID and remain high

Data graph showing US driving fatalities over time.

TruckInfo.net

Driving fatalities are up nearly 25% over the past 10 years but the change hasn’t been linear. There was a large jump in 2020 and 2021. While there has been progress in recent years, fatalities are still up compared to pre-pandemic.

Rural roads are no longer more dangerous

Percentage of road fatalities in rural/urban areas.

TruckInfo.net

Up until 2015, rural roads were significantly more dangerous than urban roads. However, urban road fatalities overtook rural fatalities in 2016 and the gap has only widened.

The most dangerous roadways in America

Table listing the most dangerous roadways in America.

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