Santa Barbara County News and Events

Why we crave company

Kraig Pakulski 0 26 Article rating: No rating
Why we crave company

 

To our human eyes, a mouse’s furred face doesn’t betray much emotion. But if you watch the body language of a mouse who’s reunited with one of her sisters after five days in a cage alone, you might suspect you know what she’s feeling.

The formerly isolated mouse chatters in squeaks too high for a human to hear. She follows her sister, crawling beneath the other mouse’s body as if trying to get a hug. She looks like she’s feeling what you or I feel when meeting a long-lost friend or a family member — maybe with more sniffing.

She looks like she’s been lonely.

Loneliness isn’t just for humans, and neither are its harms. Knowable Magazine explored how over the past decade or so, some researchers have come to believe that an animal’s craving for the company of others isn’t just a preference, but a basic, deeply held need. When we don’t socialize enough, we feel the lack like hunger or thirst, they say. When we’ve had our fill of togetherness, we feel satisfied or quenched.

The amount of socializing a creature needs may be particular to that species, and even to that individual. Scientists have found within-species social differences in birds, monkeys, fish and even cockroaches.

Among humans, “you can feel lonely at a party, or you can feel fine alone in your office,” said Kay Tye, a neuroscientist at the Salk Institute for Biological Studies in California. Whatever the ideal degree of togetherness, Tye and others think that an animal’s need to balance time alone and time with others represents a kind of homeostasis: an equilibrium that’s critical for survival. Today, they are on a hunt to find where, in the brain, this equilibrium is controlled — and hoping their work will hold dividends for lonely humans.

A range of socializing

Beavers live with their immediate families. Starlings flock in huge murmurations. Adult male orangutans roam solo until it’s time to find a mate. What determines an animal’s ideal amount of socializing?

Tim Clutton-Brock, an evolutionary biologist retired from the University of Cambridge, says several factors can push species to become more or less social as they evolve. One is the need to keep warm. Another is foraging: Does searching for food in a group make it easier for that animal to eat, or harder? What about predation — is there safety in numbers, or is it better to be alone and inconspicuous? Do females need help from others to raise their young?

“Dealing with the neighbors” is also important, Clutton-Brock said. For example, the meerkats he studies in the Kalahari Desert live in territorial groups, and constant conflict means it’s better to live in packs. A wild meerkat who’s separated from the group is visibly distressed and looks around constantly. “They very clearly get extremely worried,” he said.

Within each species, Clutton-Brock says evolution has probably allowed for a range of personality types around a certain species average. “There are costs to too much anxiety” about being alone, he said, “and costs to too little anxiety.” A species may do best with a mix of social styles.

Whatever an animal’s right amount of social activity, research suggests there can be dire consequences to mental and physical health when it’s not met. People who a

How can you get help paying for your medications?

Kraig Pakulski 0 36 Article rating: No rating
How can you get help paying for your medications?

 

Even with insurance, out-of-pocket costs for prescription medications can be surprisingly high. GoodRx research found that more than half of Americans have trouble paying for prescription medications, and nearly a third aren’t filling their prescriptions due to high costs.

So how can you get help paying for your medications? Talking to your prescriber about more affordable options is a good first step. But there are many other ways to keep your prescription medication costs down.

Key takeaways:

  • If you need help paying for your medications, first talk to your prescriber about more affordable options. You may be able to save by switching to a lower-cost generic or choosing a medication that’s covered by your insurance.
  • Look into savings through manufacturer copay savings cards and patient assistance programs, or use online tools to compare medication prices and find discounts. If you qualify, programs like Medicaid or Medicare Extra Help can also reduce your expenses.
  • Other practical ways to help you pay for your medications include getting a 90-day supply, using tax-advantaged funds, or asking your healthcare team if it’s safe to split higher-dose tablets.

These 10 tips from GoodRx, a platform for medication savings, may help you save on your prescription medications.

1. Ask for a lower-cost generic

Ask your prescriber for a medication that has a lower-cost generic available, if possible. Generic medications work just as well as brand-name versions, but typically cost much less — with or without prescription insurance.

For example, a 30-day supply of brand-name Zoloft 50 mg costs an average of $576.77 without insurance. But the same dose and quantity of generic sertraline costs about $30.75 on average.

2. Check your insurance plan’s formulary

An insurance plan’s formulary lists the medications the plan covers. Formularies are often divided into several tiers. Lower-tier medications generally have a lower cost. Higher-tier medications typically have a higher cost or require extra steps (such as prior authorization or step therapy) before the plan will cover them.

If you have prescription insurance, reviewing your plan’s formulary can help you save money. You’ll be able to see if your medications are covered and at what cost. You can also see if any of your medications are in a high tier. You can then ask your prescriber about lower-tier alternatives.

Thi

The reality of summer travel fraud by state

Kraig Pakulski 0 39 Article rating: No rating
The reality of summer travel fraud by state

 

Hastily booking travel plans means taking less time to be vigilant, and scammers count on that trade-off every summer. Data from the Federal Trade Commission (FTC) shows that there were 14,263 vacation and travel fraud reports filed between July and September of 2025. Losses peaked during this third quarter, reaching an estimated $40 million and surpassing second-quarter losses by 18%.

SmartCustomer, a platform where people share reviews of online businesses, including travelers writing about their own booking experiences, has already heard from reviewers flagging travel scams this year. SmartCustomer conducted a deep dive into summer 2025’s FTC data, exploring which states had the most vacation and travel fraud reports, and which had the steepest losses

States with the greatest overall financial losses to vacation and travel fraud

Some of the most populous states in the nation (i.e., California, Texas, and Florida) suffered the greatest overall financial losses to vacation and travel fraud in the third quarter of 2025.The first table below presents the ten states with the greatest reported vacation and travel fraud losses in that time period, according to the FTC rankings data. For example, California’s estimated total loss (about $6.3 million) was the greatest of any state in the third quarter of 2025.

It’s not necessarily surprising that the three most populous states in the nation rank highest. However, the table also highlights how the average loss per report, regardless of a state’s population, can be significant. For example, California’s average loss per report ($4,814) means that the typical victim in the state may have also lost a considerable amount of money for each incident.

A table listing the ten states with the greatest reported vacation and travel fraud losses in Q3 of 2025.
SmartCustomer

States with the greatest number of reports per million people

Fraud victims are not always residents of the most populous states in the nation. The next table presents the ten states that had the largest number of vacation and travel fraud reports in the third quarter of 2025, per million residents. The table provides a ranking of where reports are filed relative to how many people live there, not where the scams necessarily happen. The FTC ties each report to the consumer’s own state, meaning, for example, that Nevada residents filed reports at the highest rate in the country, followed by residents of Florida and Connecticut.

As shown below, Nevada ranked among the top three states with the largest number of travel and vacation fraud reports per million people in the third quarter of 2025, although it is not one of the most densely

Regional grilling differences reveal America’s appetite for new flavors

Kraig Pakulski 0 30 Article rating: No rating
Regional grilling differences reveal America’s appetite for new flavors

 

Backyard grilling remains one of America’s most cherished culinary traditions. But while the rituals of outdoor cooking haven’t changed much, the flavors Americans are bringing to the grill are evolving.

A new YouGov survey conducted on behalf of Kikkoman Sales USA, Inc., soy sauce manufacturer and creator of bottled teriyaki, reveals that while consumers continue to rely on familiar grilling techniques, many are increasingly interested in experimenting with globally inspired flavors. The findings suggest Americans aren’t replacing grilling traditions—they’re expanding them, with teriyaki emerging as one of the most appealing internationally inspired flavor profiles.

Although regional and generational differences exist, Americans across the country share an interest in bringing new flavors to familiar grilled foods.

Outdoor Cooking Continues to Sizzle Across the Country

When the weather heats up, it’s time to bring out the sparklers, make s’mores, play a favorite party music mix, and fire up the grill.

Whether it’s for a casual weekend get-together, a family reunion, a neighborhood cookout, or Labor Day, outdoor cooking remains deeply connected to these gatherings and celebrations.

Among Americans who grill or cook outdoors, the top three most common outdoor cooking occasions are family gatherings (43%), special events and holidays (40%), and weekends (39%).

Outdoor cooking participation remains strong across all regions and generations, with Midwesterners leading the pack at 74% and Gen Z at 75%.

While Americans share a love of grilling, their cooking habits and flavor preferences vary across regions and generations. Many consumers are balancing long-standing cooking traditions with a growing interest in exploring new flavors, cuisines, and culinary experiences.

Americans are Bringing New Flavors to the Grill

Among outdoor cooks:

  • 66% prefer using cooking techniques they already know.
  • 59% want to experiment with different grilled food flavors.
  • 54% want to explore different cuisines and flavors when eating grilled foods.

Consumers are Balancing Tradition with Experimentation

Confidence behind the grill is fueling experimentation with new cuisines and flavors. The interest in experimentation is reflected in the flavor profiles Americans want to bring to the backyard grill. While traditional barbecue remains popular, globally inspired flavors are increasingly becoming part of outdoor cooking routines.

Global Flavors Are Heating Up the Grill

At 74%, American BBQ is the leading flavor that consumers enjoy; however, flavor exploration is expanding beyond traditional barbecue profiles. Americans expressed interest in trying a variety of grilled food flavors in their outdoor cooking, with leading flavors being Mexican and Latin American at 57%, Mediterranean at 47%, and Japanese/teriyaki at 44%.

While Japanese/teriyaki flavors rank among the most popular internationally inspired grilling flavors, women are more likely than men to express interest in these flavors (47% versus 41%), and Millennials’ inte

7 risk management best practices as regulatory pressure intensifies in 2026

Kraig Pakulski 0 32 Article rating: No rating
7 risk management best practices as regulatory pressure intensifies in 2026

 

With increasing reliance on interconnected systems, cloud services, and technologies like AI, organizations are operating in environments where trust must be continually validated. According to the most recent Vanta State of Trust Report, 77% of organizations say their stakeholders demand verified proof of compliance.‍

This increase in regulatory scrutiny puts mounting pressure on operational teams and board members to maintain continuous risk visibility. Traditional approaches like fragmented, point-in-time risk management and manual oversight are now a business liability, as the organization must justify the decisions on how it treats or responds to risks consistently.‍

This guide explores how risk management and regulatory pressure are two sides of the same coin. It covers:

  • Four shifts in the current risk and regulatory landscape
  • Seven best practices to help your risk management program keep up

Why regulatory pressure is intensifying now

Regulatory pressure is intensifying because the risks organizations face aren’t limited to one or two functions but span multiple domains, including enterprise, IT, operations, and privacy. A single exposure can impact business units, teams, systems, and processes, and is harder to contain without an “always-on” risk management approach. The consequences of security incidents are also severe, including operational disruptions, sensitive data breaches, and legal exposure.‍

As a response, regulators now require organizations to shift from reactive risk management to proactive, continuous oversight. Teams are responsible for addressing threats as they appear instead of waiting for incidents to happen or audits to surface gaps.‍

There are four key areas of the evolving regulatory expectations:‍

  1. Leadership accountability and mandatory incident reporting
  2. Expansion of global data and privacy protection laws
  3. Stricter operational resilience requirements
  4. The rise of AI governance and regulations

1. Leadership accountability and mandatory incident reporting

Under many new and emerging cybersecurity standards and regulations, you’ll see a shift from organizational and group responsibility toward personal accountability. In particular, organizational leaders, such as board members, can be directly held liable for non-compliance, failures in risk oversight, and incident response.‍

This is particularly evident in regulations such as NIS 2 and the Digital Operational Resilience Act (DORA)—the latter applies primarily to financial institutions and critical ICT (Information and Communication Technology) service providers. Both impose stricter oversight and penalties for non-compliance. NIS 2, for instance, allows Member States to

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