Por Alexandra Skores y Pete Muntean, CNN

La Cámara de Representantes se dispone a considerar si un sistema de prevención de colisiones que, según sus partidarios, podría haber evitado la mortal colisión aérea del año pasado cerca de Washington, debería ser obligatorio en todos los aviones de Estados Unidos.

Sesenta y siete personas murieron el 29 de enero de 2025, cuando un helicóptero del Ejército de Estados Unidos en un vuelo de entrenamiento chocó con un avión regional de American Airlines, operado por PSA Airlines, cuando aterrizaba en el Aeropuerto Nacional Ronald Reagan de Washington.

La mayoría de las aeronaves ya están obligadas a enviar automáticamente señales conocidas como ADS-B (Vigilancia Dependiente Automática – Transmisión), que incluyen su ubicación y otros datos para su rastreo. El avión regional estadounidense enviaba la señal, pero los helicópteros del Ejército no transmitían los datos. Ninguno de los pilotos pudo recibir información del otro porque sus aeronaves solo estaban equipadas para transmitir, no para recibir, información ADS-B.

La Ley ROTOR, presentada en el Senado el año pasado, requeriría que todas las aeronaves que transmiten también reciban datos ADS-B, llamados “ADS-B In”, para que los pilotos puedan usarlos para buscar otras aeronaves.

“Nuestra investigación deja claro que si la tripulación hubiera tenido ADS-B en el vuelo 5342 habría tenido una alerta de 59 segundos frente a los 19 segundos que tuvo… lo que fue ineficaz para prevenir el accidente”, dijo el lunes a CNN la presidenta de la Junta Nacional de Seguridad en el Transporte, Jennifer Homendy.

El proyecto de ley también requeriría que los aviones militares utilicen ADS-B para transmitir su ubicación en la mayoría de las situaciones, incluso durante los vuelos de entrenamiento, a lo que actualmente se opone el Departamento de Defensa.

Un comité de la Cámara está proponiendo un proyecto de ley rival, llamado Ley ALERT, que dice es una medida de amplio alcance para abordar los 50 problemas que la NTSB planteó en su informe.

“La mejor manera de servir y honrar a las víctimas y sus familias es abordar concienzudamente la amplia gama de problemas de seguridad que plantea la investigación del accidente, ya concluida, y eso es precisamente lo que hace la Ley ALERT”, declaró Sam Graves, presidente del Comité de Transporte de la Cámara de Representantes y republicano de Missouri. “La Ley ROTOR aborda solo dos de las 50 recomendaciones de la NTSB y ofrece un enfoque excesivamente prescriptivo para exigir una tecnología específica, que aún se encuentra en gran parte en desarrollo, de una manera que puede resultar engorrosa para algunos operadores y obstaculizar su adopción”.

Pero la NTSB dice que muchas de las medidas no logran abordar sus preocupaciones.

“Estamos dispuestos a colaborar con la Cámara, pero decir que implementan nuestras recomendaciones ahora mismo es completamente falso. No implementan nuestras recomendaciones en muchísimas áreas”, dijo Homendy. “Afirmar falsamente que implementan nuestras recomendaciones no es correcto y eso me indigna”.

La Ley ALERT no requeriría ADS-B en todas las aeronaves, específicamente haría que un comité de reglamentación analizara la tecnología de “mitigación de colisiones” y eximiría a muchas aeronaves, como las que comúnmente vuelan los pilotos privados.

La ley también exige que algunas aeronaves estén equipadas con tecnología “capaz” de recibir transmisiones ADS-B, pero no exige que realmente la utilicen.

Las aeronaves militares, amparadas por la Ley ALERT, también podrían volar sin transmitir su ubicación. El comité de la Cámara de Representantes que propone la Ley ALERT afirma que se trata de un proyecto de ley de amplio alcance que aborda los 50 temas que la NTSB planteó en su in

Andrii Yalanskyi // Shutterstock

To help you make an informed decision, CreditNinja laid out seven important things consumers need to know before opening a high-yield savings account, like taxes, fine print, what to look for, the truth about interest rates, and the top six accounts. That way, you’re prepared to open one without any nasty surprises.

Key Takeaways

• Important things to consider before opening a high-yield savings account include understanding that rates are variable, the account is for saving, not spending, interest is taxable, fine print can limit APY, multiple accounts are allowed, FDIC insurance is essential, and HYSAs are best used for short-term goals like emergency funds.
• High-yield savings accounts are not long-term investments and should primarily be used to store emergency savings where liquidity and low risk matter more than consistent growth.
• The advertised APY often comes with conditions such as balance minimums, direct deposit requirements, withdrawal limits, or caps on how much money earns the top rate.
• You can maximize returns by opening multiple HYSAs, regularly monitoring rate changes, and choosing FDIC-insured banks that align with your deposit amount and savings goals.

#1: HYSA Are Not Ideal for Long-Term Investments

The first thing you have to know is that high-yield savings accounts are not for long-term investment. The yearly interest earned, or annual percentage yield, is variable, meaning it can change at any time. So the rate today might not be the same in a year or even in a few months. And it can be as low as 0.5%. So you can’t rely on consistent interest and growth for the long term.

Why do interest rates change? APYs on high-yield savings accounts mainly depend on the federal funds rate and a bank’s own strategy. If a bank wants to attract deposits quickly, it might boost rates temporarily or run promotions. External factors like inflation and the market certainly also play a role in how much interest you earn. When you’re looking at a financial institution’s website, you’ll likely see fine print that says the APY is variable and subject to change at any time without notice based on market conditions or the discretion of the bank.

CreditNinja

#2: HYSA Are Not for Spending

A high-yield savings account is not for spending; it’s for saving. If you withdraw from it, like a checking account, you’re basically canceling out the interest benefits. Remember, the more money you have in your account,

khunkornStudio // Shutterstock

In today’s fast-paced world, a 30-minute annual check-up with your primary care doctor may seem insufficient to manage your overall health. However, technology is transforming these interactions, allowing patients to become more involved in their healthcare. Home monitors, smart watches, and wearable tech enable patients to bring their own health data to appointments, providing valuable context and insights for their doctors, Doctronic reports.

Key Takeaways

• Home blood pressure monitoring requires validated devices with proper cuff sizing, taking readings twice daily before medications while seated with back support for five minutes to ensure accuracy.
• Glucometers and electronic scales provide the most clinically actionable patient-generated data, allowing physicians to adjust medications and treatment plans based on real-world measurements between visits.
• Smart watches can detect irregular heart rhythms and alert users to potential atrial fibrillation, but require medical follow-up since accuracy varies and cannot replace professional ECG diagnosis.
• Patient-generated health data enables more personalized treatment plans and medication adjustments, transforming the traditional reactive healthcare model into proactive management.
• These monitoring tools enhance doctor-patient communication by providing objective data trends, but complement rather than replace comprehensive in-person medical assessments and the therapeutic relationship.

The Benefits of Patient-Generated Health Data

According to Dr. Daniel Sands, a primary care physician at Harvard-affiliated Beth Israel Deaconess Medical Center, patients can now be “co-creators of their health and healthcare.” By gathering information outside of office visits, patients can help their doctors take better care of them. The most useful data comes from:

• Home blood pressure monitors
• Glucometers (which measure blood sugar)
• Electronic scales

This information helps doctors adjust medication dosages and provide personalized lifestyle recommendations.

The Role of Wearable Tech

While wearable tech, such as activity trackers and smartwatches, is becoming increasingly popular, the data they provide may not be as actionable for healthcare providers. According to Dr. Sands, step counts and sleep details aren’t necessarily something that can be incorporated into a patient’s health plan. However, these devices can still play a role in patient empowerment and motivation.

Tracking Heart Rhythm with Smart Watches

Some smart watches, like the Apple Watch, can detect irregular heart rhythms and alert wearers to the possibility of atrial fibrillation (afib). While the accuracy of these alerts is still being improved, they can prompt patients to seek further evaluation from their doctors, such as an ECG or long-term cardiac monitoring.

Ensuring Accurate Blood Pressure Readings at Home

Dr. Jennifer Cluett, a primary care physician at Beth Israel Deaconess Medical Center, emphasizes the importance of using val

Mer_Studio // Shutterstock

With how advanced technology has gotten, your personal information doesn’t only live on official documents or personal files—it all exists somewhere online. And most of the time, it’s easier for strangers to find than you’d expect. In fact, in 2025, a record 279 million people were affected by data compromises, according to a report by the Identity Theft Resource Center (ITRC).

Even with just your name and the city you’re in, anyone can uncover details about your background, lifestyle, and even your finances. While all of that can be used for legitimate purposes, like background checks for jobs, for example, your information can also become an opportunity for scammers, identity thieves, and data brokers.

PeopleFinders explains what information is publicly accessible, how it can be misused, and what you can do to protect yourself from potential scams.

Modern Scammers Adopt Modern Tactics — Can You Keep Up?

In the past, people scammed their way in through emails. Today, fraudsters use publicly available data and advanced tools, such as artificial intelligence, to personalize their crimes.

Americans alone have lost over $10 billion to fraud in 2023, according to the Federal Trade Commission (FTC), a 14% increase from the year prior. With the newfound openness for data, scammers can easily impersonate you. The more personal details a scammer has, the more believable—and dangerous—their techniques become.

What’s In a Name? What Strangers Can Learn From Yours

The unsettling truth is that many people have little to no idea how visible their private information is — or how easily that information can be weaponized. Your name alone can unlock a detailed snapshot of your life, including the following:

Home Address (Past and Present)

Public records and data broker listings often reveal where you live and where you’ve lived before. All this information can be used to impersonate you, answer security questions, or target your home for fraud or theft.

Family, Friends, and Close Connections

Many databases can also link you to relatives, roommates, or even past partners. Scammers can absolutely use this to pose as your loved ones, reference real people to build your trust, just to break it. They can use it to blackmail, manipulate, or potentially victimize you.

Phone Number and Email

Once your contact info is out in the open, you’re automatically vulnerable to phishing messages, spam, and spoofing attacks designed to extract money or personal data.

Job and Professional History

Employment details can help scammers craft emails that look like they’re coming from your boss, coworker, or HR department. They make fraud easy and legitimate.

Legal Records

Whether you’ve got court filings, bankrup

By Jeanne Sahadi, CNN

(CNN) — The surge of federal immigration agents in Minnesota over the past few months left many people not only traumatized but financially hard up.

People lost income because they were too afraid to go to work or their breadwinner was taken by agents of US Immigration and Customs Enforcement or Customs and Border Patrol. Small business owners, in turn, lost revenue because their workers and customers didn’t show up.

In Minneapolis alone, the city government now estimates 76,000 residents – or about 20% of the city’s population – have urgent needs in terms of lost wages, food insecurity and an inability to make rent, among other things.

Mutual aid helps provide a lifeline

Mutual aid groups of volunteers have mobilized to help neighbors sheltering at home with life’s essentials.

Such groups are not nonprofits and are not formally organized. Instead they offer peer-to-peer assistance, which is faster and more agile than a nonprofit or foundation in providing tangible, targeted emergency relief.

“They can move the fastest because they’re volunteer-run and hear directly from neighbors who need assistance,” said Rachel Sayre, director of emergency management for Minneapolis.

Sayre said her neighborhood association effectively has been providing mutual aid to the most vulnerable in their community.

There are too many such mutual aid groups to count.

StandWithMinnesota.com, a site that was stood up a week after Renee Good was killed by ICE agents, aims to be one centralized resource for people who want to help by listing mutual aid groups, crowdfunding campaigns and nonprofits engaged in mutual aid efforts on the ground.

Combined, they’ve raised close to $20 million, according to its creator, former Minnesota resident Ashley Fairbanks. Fairbanks, a communications consultant for nonprofits and a political organizer, has created a new campaign – Keep MN Housed – to help struggling families make their rent and avoid eviction. (In Minneapolis alone, the city government estimates there is nearly $16 million needed in additional rent assistance due to lost household income as a result of the ICE surge.)

Many businesses, meanwhile, have embarked on their own mutual aid efforts. “Every brewery, every café. Everywhere,” Sayre said, noting that shops and restaurants let customers and passers-by know they were collecting specific goods on specific days to distribute to those who needed them.

And some nonprofits have engaged in providing their own direct, in-kind assistance. The Hmong American Partnership (HAP), for example, normally serves as a microlender to Hmong, Southeast Asian and immigrant refugee entrepreneurs and helps provide housing, workforce and community opportunities in the greater Twin Cities area.

During the surge, ICE set up shop in its parking lot, which is located near many of the group’s constituents, said May yer Thao, HAP’s president.

So her organization pivoted.

It decided to use some of its own budget to provide emergency grants of between $2,500 and $5,000 to owners of brick-and-mortar businesses. The money could be used to make rent, pay an employee or get needed supplies. It’s not a lot, Thao said. But, she added, “We hope it will keep them afloat for a month.”

Separately, she said, HAP used a $50,000 grant it received from the Immigrant Rapid Response Fund – which is housed at the Women’s Foundation of Minnesota and run in concert with a diverse coalition of philanthropic leaders in the state – to provide families with boxes of “es